"Only the chosen ones have the right to a second chance."
One day, Alina Constantina-- a determined and ambitious junior high school student had to experience the bitterness of reality. She was forced to take out a loan and got into a huge debt, a LIFE debt!!! This is the story of Alina's struggle to pay off the debt by working for the "Ghost Loan" organization - the lender - and also getting to know another world behind her usual life together with her slightly eccentric work partner Reza.

(Source: Shonen Fight, translated)