It is the story of Demelza and how her brother rents their home to the Earl of Trevarnon for Ascot week at an enormous rate! However, since the party is for men only, Demelza needs to leave, but has no where to go, so she decides to hide within the house and if seen, pretend to be the White Lady, ghost of the house. How she meets the earl and he saves her is the plot of one of my favorite Cartland romances!